Answers

• fatmando 08/31/08 7:29 pm PST

  Edit Answer (for another -18 minute) A Cap One approval will come with a list of items you need to provide, like pay stubs and phone bill. It will also have a list of requirements for your dealer to follow, such as vehicle age and maximum miles, and LTV %. they can be a quick and easy way to get a loan taken care of, but please, pretty please, let the dealer know you have a Cap One approval up front, so they can work through the Cap One guidelines from the start. Nothing sucks more than thinking you have bought a car, then going into the business office to do the paper work, only to discover you picked out a car that won't meet Cap One's guidelines and you get to start the sales process all over from the beginning. (2)(1) Report It

• obyone 09/01/08 2:27 am PST

  Edit Answer (for another -19 minute) Do a google search of all the credit unions in your area. Their loan rates are very competitive. For myself, I would never consider Cap One. (0)(1) Report It

• smessenger 09/08/08 6:13 pm PST

  Edit Answer (for another -33 minute) Capital One's rates are higher than your local bank rates,and if you have a good car dealer(I know,very hard to find) they also have most of the local bank's rates. (0)(0) Report It