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  • morin2 01/26/13 9:23 am PST

    The buyer should be the party driving the purchase. If he has something that you want to buy, then negotiate with him and reach an agreement. If they won't deal, then move on.

    Be sure to have that Crossfire, or any other used car, fully checked out by your own mechanic before you intiate any negotiation.

    A 9 year old car is pretty old for financing. Any lender financing it will charge high interest. Consider saving enough to pay cash.

  • knowledgepower 01/26/13 8:50 pm PST

    Sometimes it takes a few days to get a good callback from the bank or banks the Finance Manager is using. He or she may have gotten a call that was not acceptable and the Finance Manager does what is called rehashing the deal. They will call back and ask for a better rate on the customers behalf and also could be waiting on an answer from another bank. Give them a few days and they will call you with an approval, just be patient. I've had many customers get antsey waiting but I explained to them what was going on and they were okay.

  • jhinsc 01/27/13 1:54 pm PST

    Agreed on age of 2004 Crossfire being old for financing. You likely will get much better terms in buying a new or very late model vehicle. I also think you know by now your PT Cruiser isn't worth much as a trade-in. A friend had one and put some $'s into it to keep it running (brakes and fuel system), but when another large repair bill was looming, he traded it for a new Toyota. He figured it was better to put the $'s toward a new, reliable vehicle that will retain more value a few years down the road than the PT Cruiser did.

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