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  • knowledgepower 04/16/11 8:28 pm PST

    There is no one that will give you a ballpark figure on an interest rate after a bankruptcy because you have to go through the regular application process. What may help the banks' decision is current car credit which always helps. You might want to continue paying on your lease and turn the vehicle in at the end of the contract, the continued good payment history will help your credit rating and the credit card accounts will have a longer history on them. Before finishing your lease contract in January I suggest getting your credit score from the credit bureaus in December to see where you stand and then apply for a vehicle loan and get a preapproval. That one thing will put you in the driver's seat at the time of buying.

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