OK - no the Volvo was not insured for "collision" so it is the insur co of the Ford van's owner who will not believe this accident could have happened. The Ford van was in a skid on an icy snowy road, out of control, and slid into the Volvo, impacting it at the driver's, and rear driver's side passenger door.
The Volvo doors were smashed in - it is a 98 Volvo xc70. they are worth between 4800-5600 approx., so a $5000 repair bill is considered a total. The van's front bumper hit the Volvo, pretty square on. There was next to no damage done to the ford van's bumper - yet the damage to the Volvo is considerable!!!
I am taking the guy to small claims court. I am trying to determine the weight of the van in comparison to the Volvo - just to back up my claim. The insurance company seems to think this accident could not have happened.