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  • avatar zaken1 04/07/12 11:21 pm PST

    There are differences; but what they are and how important they are to you will be something only you can decide. I had AAA for a while; but I then discovered that State Farm, whom I was already insured with, provides emergency road service coverage on my car for $3.84 for 6 months. With this coverage, I can call any towing service; and I have to initially pay the bill; but my State Farm agent reimburses me as soon as I submit a claim. I had a $125 towing bill not long ago; and State Farm paid it immediately, without blinking an eye.

    I do know that AAA sets limits of how many calls you can have per year, and also sets a maximum distance they'll tow. State Farm also has maximum towing distance limits, but I do not use this service enough to know about any other restrictions. a phone call to an agent will easily provide answers to these questions.

    I've been insured continuously with State Farm for more than 30 years; and they now give me every discount in the book. As a result; NOBODY can match their rates. I laugh every time I receive a solicitation from another insurance company.

Answers

  • zaken1 04/07/12 11:21 pm PST

    There are differences; but what they are and how important they are to you will be something only you can decide. I had AAA for a while; but I then discovered that State Farm, whom I was already insured with, provides emergency road service coverage on my car for $3.84 for 6 months. With this coverage, I can call any towing service; and I have to initially pay the bill; but my State Farm agent reimburses me as soon as I submit a claim. I had a $125 towing bill not long ago; and State Farm paid it immediately, without blinking an eye.

    I do know that AAA sets limits of how many calls you can have per year, and also sets a maximum distance they'll tow. State Farm also has maximum towing distance limits, but I do not use this service enough to know about any other restrictions. a phone call to an agent will easily provide answers to these questions.

    I've been insured continuously with State Farm for more than 30 years; and they now give me every discount in the book. As a result; NOBODY can match their rates. I laugh every time I receive a solicitation from another insurance company.

  • igozoomzoom 04/08/12 1:07 am PST

    Most insurance companies report Roadside Assistance claims on your CLUE report. If you change insurers down the road, they could be counted against you and result in a higher premium! It's a nasty little secret that very few consumers know about until it's too late.

    I'm an insurance agent and I have an AAA membership for roadside assistance. It's worth $25 or so more per year and the AAA membership also entitles you to a lot of discounts for travel, rental cars, hotels, restaurants, etc.


  • Stever@Edmunds 04/08/12 8:28 am PST

    I don't like AAA's lobbying efforts so I'd go with the Better World Club.

    But I know how to change a flat and get a jump and have towing through my car insurance, so I don't bother with any of them.

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