On your own, have you tried credit unions (who'll deduct the payment out of your account with them automatically) or other banks in your town to see if 6 year loans are available?
A 2009 vehicle should be doable on the loan depending on the odometer reading. If under 15,000 miles, can be done, but if over 45,000?
It also will depend on the size of your down payment. A zero down payment loan will not help.
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